Your path to financial freedom starts today.
As a dually licensed mortgage broker and financial advisor with over 20 years in the industry, I've sat on both sides of the table with Canadian homeowners — helping them secure the right mortgage, and helping them build wealth with what's left over. Too often, those two conversations happen in isolation, and homeowners lose years of growth in the gap between them.
What's become clear over two decades is that traditional advice — pay down the mortgage, then invest — treats your home and your portfolio as separate problems. They're not. Your mortgage is often your largest financial obligation and, done right, it can also be your most powerful investment tool.
That's why I became a Smith Manoeuvre Certified Professional™.
Because I hold both licenses, I can implement this strategy end-to-end — structuring the mortgage and building the investment plan — rather than handing clients off between professionals who each see half the picture.
What drives me is showing homeowners that their mortgage doesn't have to be a 25-year holding pattern. By restructuring how your home debt works, we can pursue mortgage freedom and investment growth at the same time, without changing your monthly cash flow.
Let's look at whether this approach fits your situation.
-Danelle
Danelle Cole, Mortgage Broker
& Financial Advisor
Smith Manoeuvre Certified Professional™
The Smith Manoeuvre™
It's time to master your mortgage
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Ready to see how The Smith Manoeuvre™ could transform your financial future?
Get immediate access to our free mini-course below!
In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.
Come learn more at our next live webinar.
Has your interest been piqued? Come join us for our next completely free monthly webinar.
Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.
No pressure, just practical information to help you decide if this strategy is right for you.
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Your Smith Manoeuvre Certified Professional™
Danelle Cole
Danelle Cole has spent more than 20 years helping Canadians navigate the two biggest financial decisions most of them will ever make: how they borrow, and how they build wealth. As a dually licensed mortgage broker and financial advisor, she brings a rare combined perspective — most homeowners get mortgage advice from one professional and investment advice from another, with nobody connecting the two. Danelle built her career on doing both, because she's seen too many families leave money on the table simply because their mortgage and their investment strategy were never designed to work together.
Based in Red Deer, Alberta, and licensed in both Alberta and BC, Danelle works with clients on everything from first-time home purchases to advanced wealth-building strategies. She's also a real estate investor herself, with hands-on experience across rentals, self-builds, and creative financing — she doesn't just advise on building wealth through real estate, she's done it. As a Smith Manoeuvre Certified Professional™, Danelle helps homeowners put their mortgage to work, turning what's usually treated as a 25-year obligation into an active part of their investment plan — without disrupting their monthly budget. Her approach is built on one belief: strategic use of your home equity, done properly, remains one of the most reliable paths to financial independence for everyday Canadians.
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